Heat half of the sunflower oil over medium in a medium-sized pot.
Add garlic and sauté for 1 Minute.
Add beans, half and half, and 2/3 c of water to the pot. Bring to a simmer.
Turn off heat and puree the bean mixture. Add cheddar, salt, and pepper and mix to combine.
In a separate pan, heat up the other half of the oil. Sauté kale over high heat for 5 Minutes.
Turn off heat and add lemon juice to the kale. Mix kale with bean mixture.
Top with scallions and parmesan and serve warm.